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Revised MCLR Rates effective from 15.01.2026 are as follows:
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Particulars
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Proposed MCLR
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Overnight MCLR
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6.40
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One-month MCLR
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6.62
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Three-month MCLR
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6.67
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Six Month MCLR
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6.82
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One Year MCLR
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6.96
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Fixed deposit- Corporate and Individual
Deposit Card Rates |
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|
Amount Buckets
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|
Tenor
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Less than 3 crs
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3 Crs and more but less than 5 crs
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5 Crs and more but less than 10 crs
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10 Crs and more but less than 25 Crs
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25 Crs and more but less than 50 Crs
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50 Crs and more but less than 100 Crs
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100 crs and more
|
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7-14 days
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4.15%
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4.25%
|
4.40%
|
4.55%
|
4.60%
|
4.65%
|
4.70%
|
|
15-30 days
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4.30%
|
4.40%
|
4.55%
|
4.80%
|
4.80%
|
4.80%
|
4.85%
|
|
31-45 days
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4.55%
|
4.65%
|
4.75%
|
4.95%
|
4.95%
|
4.95%
|
5.00%
|
|
46-60 days
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4.80%
|
4.90%
|
5.00%
|
5.20%
|
5.20%
|
5.20%
|
5.25%
|
|
61-90 days
|
4.95%
|
5.05%
|
5.10%
|
5.35%
|
5.35%
|
5.35%
|
5.40%
|
|
91-120 days
|
5.10%
|
5.20%
|
5.20%
|
5.45%
|
5.45%
|
5.45%
|
5.50%
|
|
121-150 days
|
5.20%
|
5.30%
|
5.35%
|
5.55%
|
5.55%
|
5.55%
|
5.60%
|
|
151-180 days
|
5.30%
|
5.40%
|
5.45%
|
5.65%
|
5.65%
|
5.65%
|
5.70%
|
|
181-270 days
|
5.45%
|
5.55%
|
5.60%
|
5.80%
|
5.80%
|
5.80%
|
5.85%
|
|
271-365 days
|
5.60%
|
5.70%
|
5.70%
|
5.90%
|
5.90%
|
5.90%
|
5.95%
|
|
More than 1 year to 2 years
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5.60%
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5.70%
|
5.75%
|
5.90%
|
5.90%
|
5.90%
|
5.95%
|
|
More 2 year upto 5 years
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5.60%
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5.70%
|
5.75%
|
5.90%
|
5.90%
|
5.90%
|
5.95%
|
|
more than 5 years
|
5.60%
|
5.70%
|
5.75%
|
5.90%
|
5.90%
|
5.90%
|
5.95%
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注： 1）以上利率自发布之日起生效，并由银行适时调整，如遇调整恕不提前告知。请联系您的客户经理以获得定期存款报价。
2）如需提前支取未到期的定期存款，提前支取利率=存款对应期限利率-1%；如果存款期限小于七天，提前支取利息为0。
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