☆ Description
"e-Money Link" personal non-fixed term net value wealth management product is another cash management product launched by the ICBC integrating flexibility, convenience and efficiency, and is also the first wealth management product that supports fund redemption around the clock all-year round in real-time book entry.

☆ Features
1. Real-time redemption at any time
Satisfying customers' need around the clock all-year round in real-time fund redemption and realizing payment of redemption fund on T+0 day. It is a real T+0 wealth management product.
2. Easy to purchase through multiple channels
During the open period, the customer can purchase the product through internet banking, mobile banking, ICBC Mall, ICBC Link and other e-banking channels. Purchase made during trading hours (0:00-15:30 in business days) can be confirmed on the T+0 day and enjoy interest of the very day.
3. Controllable risk and reliable profits
With the risk rated at PR1, it is mainly invested in assets with high liquidity and low risk, which ensures its stability, liquidity and fund security.
4. Investment in small amounts and re-investment with dividends
After the first purchase which shall exceed RMB50,000, the minimum amount required for subsequent purchases is as small as RMB1. The interest will be settled and paid on a daily basis and then re-invested automatically.
5. The product is of floating interests with no guarantee on the principal. The information above is for reference only. Please refer to the product introduction for details that is shown in disclosure at the official website. Terms and conditions are subject to regulations issued by local ICBC branch.

☆ Service Channels and Transaction Time
Services regarding the product are available at internet banking, mobile banking, ICBC Mall, ICBC Link and other e-banking channels.
Every business day since the end of lock-up period is an open day for purchasing. The system is open for purchase from 0:00 to 15:30 on any business day. Each natural day is an open day for redemption. The system is open for redemption around the clock on every natural day.