A.Working capital Loan
Working capital loan is a kind of loan offered to borrowers for the daily production and operation. ICBC generally grants working capital loans include quota loans and temporary loans.
The Project Loan is a kind of loan offered to borrowers for their investment projects in building up, expanding, renovating, developing, and purchasing fixed assets. Project loan has flexible loan term. ICBC generally grants middle-to-long term loans, and also short term ones for temporary turnaround of projects.
Syndicated loan is a kind of loan offered to the same borrower by the syndicate formed by several banks or other financial institutions that are permitted to engage in credit and loan business with the same agreement based on the same loan terms.